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February 14, 2026

SBA 504 Loan for Business Acquisitions

An SBA 504 loan can be a powerful tool when a business acquisition includes owner-occupied real estate or long-life equipment. The program provides long-term, fixed-rate financing with as little as 10% down, making it ideal for buyers who want to preserve liquidity while securing critical operating assets. Because funds are limited to tangible property, many transactions pair the 504 with an SBA 7(a) loan to cover goodwill and working capital.

February 10, 2026

Ultimate Guide to Asset vs. Stock Purchase Structures

An asset purchase lets the buyer “pick the parts” of the business they want (equipment, inventory, goodwill, etc.) and usually avoid the seller’s entity-level liabilities while also getting a tax basis step-up for better depreciation and amortization. A stock purchase buys the entire legal entity as-is, so contracts and permits often stay in place with fewer operational disruptions—but the buyer inherits the company’s full liability history and generally loses the step-up tax benefits. In practice, buyers often prefer asset deals for protection and tax upside, while sellers prefer stock deals for cleaner exits and typically better tax treatment.

February 10, 2026

What Happens When Buying a Licensed Remodeling Business

Buying a licensed remodeling business can fast-track ownership by giving you revenue, crews, equipment, and contracts on day one — but the license itself usually doesn’t come with the sale. Most states tie contractor credentials to a qualifying individual or a specific entity, meaning a change in ownership can trigger reapplication, replacement requirements, or tight regulatory deadlines. Smart buyers protect themselves with deep diligence, transition agreements, and deal terms that keep the business compliant while new credentials are secured.